Loans for Unemployed - Overview

If you receive a centrelink benefit, you’re probably one of many Australian’s tired of getting nowhere with a bank, credit card company or other lending institutions when you are in real need of a small short term loan. You may also be guarded about entering into a long term loan or revolving credit loan with these types of institutions.

Cash Direct is a specialist in providing loans to centrelink recipients like you, and has done so since 2008. Why? Well, firstly we knew it was an underserviced market that we could play a role in opening up, but frankly we get a kick out of helping you and others in a time of need. Most of our customers stick with us for many years for that reason.

Our formula is about keeping things easy and simple:

  1. We only offer small loans of between $600-$2,000. That suits both of us, as we only lend amounts we believe our customers can afford to repay.
  2. We lend over a 6 month term with weekly or fortnightly payments. We’re not in the business of long term loans, and you should want to repay a loan quickly to avoid a long term interest bill.
  3. We lend to people with jobs, but many without jobs. Many of our customers are pensioners, single mothers and others receiving centrelink benefits, but they have a sound credit history and ability to repay loans, so we can help them when they need it most.

We have loans for all types of borrowers and for many loan purposes. Once you have completed our simple application process and provided required documentation, we can usually wire money to your nominated bank account within 24 hours.