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Loans from

$200 to
$25,000

Visa Loans

Get Approved for
482 Visa Loans

Visa based Loans from $200 to $25,000

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Fast online approval

$200 to $2,000

Small loan

$5,001 to $10,000

Larger loans

$40,000 per year

income (pre-tax)

A mechanic kneeling to change the wheel of a car by the roadside

Loans from

$200 to
$25,000

Visa Loans

What is a 482 Visa Loan?

We offer 482 Visa Loans for people on a 482-temporary visa, used for a range of loan purposes.

A 482 visa is used to allow international workers the opportunity to work in Australia to cover temporary skills shortages.

This will typically be 2 years, and often a stay in Australia can be extended with a new Visa or application for Permanent residency.

Whether you are here temporarily, planning to work here for a few years, or getting set to become a permanent Australian resident, you may need a personal loan upfront or during your stay.

Many of the banks can offer some form of lending for Temporary Visa holders, but there are strict qualifications and the process can take considerable time and effort.

A Cash Direct 482 Visa Loan can be for anything from a Small loan of $200 to $2,000 with a shorter repayment period; but often we loan larger loans of $5,001 to $10,000 in the form of our Larger loans.

To see if you qualify, take a few minutes to apply for a Medium Visa loan today, click here.

We have been loaning money to 482 Visa holders from the Philippines and other countries for over 3 years and get a lot of enjoyment out of helping them in their time of need and watching them excel in their new Australian life over time

Funds in 60 seconds

On approval, any day
of the week.

Visa Loans

How does a 482 Visa Loan work?

The 482 Visa Loan works the same way a normal personal loan works in Australia. You must go through an application process where your situation, credit, and bank statement profile will be reviewed to ensure you can meet the loan repayments. You will then pay weekly installments to align with your income payment dates, to repay the loan over time.

We charge an upfront establishment fee and interest on the outstanding loan balance, and we do not charge extra fees for paying your loan off earlier.

Learn more about our loan costs here.

Funds in 60 seconds

On approval, any day
of the week.

FAQ

Frequently Asked
Questions

Find quick answers to common questions about
Cash Direct small cash loans in Australia.

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Yes. By being new to Australia, having a loan will provide an opportunity to set up a credit profile with Illion and Veda, the two major credit bureaus in Australia. By paying your loan off consistently, it will support new positive credit reporting to show others that you are a strong credit profile.
You have the following to qualify:
  • A valid working visa that has at least 18 months to 2 years remaining.
  • A full-time employment position with income greater than $40,000 per year (pre-tax)
  • A valid Passport that can be shown
  • An Australian bank account and mobile phone number
  • A valid email address
We will require references and validation of your monthly budget to ensure you are in a position to make your loan repayments comfortably.To apply for a 482 Visa loan, click here.
Yes, you can get a loan in Australia while on a working visa. At Cash Direct, we offer 482 Visa Loans specifically designed for temporary working visa holders. To be eligible, you need a valid 482 visa, an Australian bank account, and proof of income through employment in Australia. Our loans provide fast online approval and flexible repayment options to suit your situation.
Yes, foreigners can get a loan in Australia, but eligibility depends on your visa type and financial situation. At Cash Direct, holders of temporary work visas, student visas, or certain family visas can apply for 482 Visa Loans. You’ll need proof of income, an Australian bank account, and a valid visa. Loans can be approved quickly, often with same-day access to funds.
If you qualify for our 457 or 482 Visa loan, you can also qualify for a 457 or 482 visa car loan. We will require the same verification steps, and also need to take a collateral charge over the vehicle you buy, called a PPSR charge. The PPSR is a Personal Property Securities Register, which is an electronic register that allows security interests in personal property to be registered and searched in accordance with the Australian Personal Property Securities Act 2009.We can typically loan up to $10,000 with affordable repayments over 12-18 months.To apply for a 457, 482 Visa car loan, click here.
The cost of Australian visas is not a small amount and goes up each year. However, getting a visa update or upgrade is important to your path to prosperity in Australia.At Cash Direct we offer Visa loans that can help you apply for your Visa sooner by making affordable weekly, fortnightly or monthly payments.We have many years of experience helping fund the start up and visa costs of new migrants in Australia, and always excited to help new migrants in their journey to prosperity.We can help finance your own visa requirements, or help you relocate your family to Australia. We partner with Visa experts to help find the right path for you.To be eligible, you must,
  • Have a valid existing Visa or be a Permanent Resident of Australia
  • You must have full time employment in Australia already
  • You must be at least 18 years of age
  • You must have regular income of at least $40,000 per year
To apply for a Visa loan, click here or call us on 0488841177

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