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A white SUV on a city road at sunset

Loans from

$2,000 to
$25,000

Second Chance Car Loans

Second Chance Car
Loans with Quick Approval

Car and Vehicle Loans From $2,000 to $25,000.

We could help you buy your dream car in Australia.

Fast Approval Process

All Vehicle Types

Centrelink Friendly

Apply Now
A white SUV on a city road at sunset

Loans from

$2,000 to
$25,000

Car & Vehicle Loans

Faster Car and Vehicle Loans. No Deposit.

Car loans without all the usual hassle and wait time. Get the best Car Loans in Australia. Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.

We now use this fast loan technology to help you with a faster Car or Vehicle Loan, 365 days a year.

We provide loans for all sorts of cars bought privately, online or through a dealer. We’ll even fund other types of vehicles from motorbikes, caravans to boats and even scooters!

When you strike a deal to purchase that perfect car or any vehicle, at the perfect price – you need a funder in your corner who can quickly wrap up the deal. Cash Direct provides a simple Pre-Approval Process so you can shop confidently for your car or vehicle. Then when you strike the deal, we can help you make the payment with confidence and speed.

If you are at least 18 years old, earn income of $500 per week, have a phone and bank account – you can get a Cash Direct loan for your next Car or Vehicle purchase, with no deposit required. If you’d like to estimate repayments for a Car and Vehicle Loan, try our Car Loan Calculator and Vehicle Loan Calculator.

Funds in 60 seconds

On approval, any day
of the week.

All sorts of Car and Vehicle Loans at cashdirect

Car Loan

Motorbike Loan

Scooter Loan

Caravan Loan

Boat Loan

Jetski Loan

Trailer Loan

RV Loan

Why choose Cash Direct

Why Thousands
are choosing
Cash Direct Loans

Simple, fast and built around you. Designed to make borrowing feel easier, safer and more convenient.

Trusted by thousands of Australians

Real people. Real support. Real results.

01

Easy. 100% Online Process

With our easy online process and digital signing, there is no more messy paper clutter!

02

Fast. Online decisions and payments

Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.

03

Membership. Get your own
Cash Direct member account.

Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.

What Our Customers Say

Recent Car Loan Reviews

Our car loans have helped thousands of people get their dream car

“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”

Kim

“Easy, efficient and great customer service!”

Samantha

“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”

Tameika

“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”

Lilian

Various Car Loans We Offer at cashdirect

Providing a wide variety of flexible loan options for different types of car loans.

FAQ

Frequently Asked
Questions

Find quick answers to common questions about
Cash Direct small cash loans in Australia.

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hassle-free

Here to Help

Support when
you need it

View all FAQs

Yes, it is possible. Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments. Key things that lenders like Cash Direct will look at is:
  • Current or recent loan history
  • Your income level and ability to manage a responsible budget
  • Absence of poor habits that impact your budget such as Gambling, Gaming
Yes, it can be. It allows you to secure the car now rather than save up. Can also mean with a Pre-Approval you can quickly negotiate a favourable price. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
Many lenders do charge an early ext fee on your loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,
This can be a fairly quick process. At Cash Direct we will require:
  • Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
  • Connection with your 90 day bank account to assess your budget and ability to repay the loan
  • A short call with our specialist team to confirm details and explain next steps
Not always, but with Cash Direct we do provide Centrelink Friendly Car loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.

All Set? Get Started With Your Application

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