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Small Cash Loans from $200 to $2,000 paid within 60 minutes

Why Thousands are choosing Cash Direct Loans

Easy. 100% Online Process

With our easy online process and digital signing, there is no more messy paper clutter!

Fast. OSKO payments in 60 Seconds

Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.

Membership. Get your own Cash Direct member account.

Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.

Our Small Cash Loans

Our Cash Direct Small Cash Loans are designed to help people deal with an unexpected expense; or those who don’t have a credit card and may have lower incomes, are temporarily unemployed or receiving regular Centrelink Benefits. Our Small Cash Loans to offer affordable repayments over longer periods of time than a typical Pay Day Loan.

What is a Small Centrelink Loan

Our Small Centrelink Loans are designed for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can loan amounts from $200 to $2,000 if you have validated and regular Centrelink income in your nominated bank account.
For new customers, if you have a lower income Centrelink benefit, your loan may be restricted to an Extra Small loan of $500 or less. Otherwise your first loan may be up to $1,000.
For existing customers with good repayment history we can loan up to $2,000 supported from your Centrelink Benefit income.
To learn more about our Centrelink Loans, click here

Hit a little snag?

You’ve just hit a snag and need a simple, small cash loan to get you through?

This happens to everyone, but you may not have friends or family to help, no credit card or access to a bank loan. You may just not have the time to go through all of that. At Cash Direct, We Help, and we’ve designed products that are suited to your need.

For over 10 years, Cash Direct has been offering fast, cash loans for people with lower incomes, part-time and casual workers, folks looking for a new job, and people who rely on Centrelink Benefits as their primary income.

Our advice, budget well so you don’t need a loan, but when you do, you can get one from your Cash Direct Online Loan account in minutes. We are here when you need it, We Help!

Whichever situation you’re in, we have a loan product that can suit. If you’re on really low income, like Youth Allowance, NewStart or Jobseeker benefits, you might need an Extra Small Cash Loan of $200 to $500 to get you through. This has lower payments and can be paid back in 3 months or less.

If you’ve got more income but still limited, our smaller cash loans can be up to $2,000 for existing customers and $1,000 for a new customer. These can be paid back in 6 months to free you up and get back to budgeting normally, and you can access another small loan next time in minutes if you hit a snag down the track.