Quick JobSeeker Loans Online
Small Cash Loans from $200 to $2,000 paid within 60 minutes
Small Cash Loans from $200 to $2,000 paid within 60 minutes
Can I get a loan if I receive Job Seeker benefits?
Yes. The Cash Direct Job Seeker loan is for people currently receiving regular Job Seeker benefits and are expecting this to continue until they move to a casual, part-time or full-time position soon. They may be living at home with their parents or sharing accommodation to manage their monthly expenses.
If more than 50% of your total income is from Job Seeker benefits, your loan repayments can not exceed 10% of your total income. Before considering a loan, you can also see if you qualify for a Centrelink Advance Payment which is a nil cost advance. To learn more about Advance Payments, click here.
The Centrelink Job Seeker allowance provides support payments while you are unemployed and looking for work.
You may be eligible for Job Seeker Payment if:
You are at least 22 but under Age Pension age And you meet one of the following:
looking for work
can’t work or study due to sickness or injury, even if you have a job or study to return to
have recently lost your partner.
You can access more information about the Job Seeker Payment here
At Cash Direct, we offer a Job Seeker Eligible Loan, which allows our customers to borrow between $200 and $1,000 over a 1 to 12 month period. The amounts can be larger if you also have additional wages or other income. These loans suit those who don’t need to borrow a lot and prefer to pay their loan down typically within 6 months. They are designed to help you out with additional expenses whilst you are looking for work, such as bills, car repairs to get to your next job, work interview attire and other expenses.
Before you apply for a Cash Direct Small Job Seeker loan you should check whether you are eligible for a Centrelink Advance Payment, which you can also use when you get a new job.
Yes, Cash Direct offers a Single Mother Loan or Sole Parent Loan, which is designed for individuals receiving regular Centrelink Family Tax A & B Benefits. Cash Direct provides various Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits.
Once your application is approved, Cash Direct's Small Cash Loans, including those for Family Tax Benefit recipients, can be paid within 60 minutes.
Repayment terms for Cash Direct Small Loans are up to 3-12 months. You also have the flexibility to repay your loan any time without being charged additional fees, which will reduce your overall interest and fee cost.
This loan is a specific offering from Cash Direct for single mothers or sole parents who are receiving regular Centrelink Family Tax A & B Benefits. They may also be working part-time or casually while supporting their dependent children.
Yes, you are able to repay your Cash Direct loan any time without being charged additional fees. This will reduce your overall interest and fee cost.
Cash Direct offers Small Cash Loans from $200 to $2,000 for eligible customers, which can be accessed through the Family Tax Benefit loan option.
For Small Loans of $2,000 or less, an APR does not apply as they are fee-based only. There is a 20% establishment fee of the amount borrowed and a 4% monthly fee of the amount borrowed. For example, a $1,000 loan repaid over 4 months would equate to a total payable of $1,360.
The Family Tax Benefits comes in two parts, A and B, and is designed to help families with the cost of raising children. It is one of several payment types from Centrelink available to families, alongside parenting payment and child support.
No, Cash Direct is not affiliated with, or endorsed by, Services Australia. However, they do provide Cash Loans, Personal Loans, and Vehicle loans for people who receive Centrelink Benefits.
You may be eligible for Family Tax Benefit A & B if you have a dependent child or a full-time secondary student aged 16 to 19 (who is not receiving another Centrelink benefit), care for the child for at least 35% of the time, and meet an income test.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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