Get City Cash Loans Online in Minutes
Cash Loans from $200 to $5,000
Fast and Reliable Small Cash Loans Across Australia
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.
CashDirect is committed to providing fast, easy cash loans to anyone in need, no matter where you are in Australia. Our small cash loans are ideal for handling unexpected expenses, whether you’re in Sydney, Perth, or Melbourne. With a simple, paperless application process, you can have your funds in your bank account quickly—perfect for those who don’t have a credit card or need financial support. No matter your city, CashDirect is your trusted partner when you need quick, reliable access to cash.
If you are at least 18 years old, earn income, have a phone and bank account – you can get Cash Direct.
All Set? Get Started With Your Application
Apply NowAll City Cash Loans We Offer at cashdirect
Cash Direct provides hassle-free loans with easy applications, fast approvals, and manageable repayment plans.
Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Cash Loan Reviews
Our cash loans have helped thousands of people in Australia
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Secure the funds you need with the best service.
Cash loans without all the usual hassle and wait time.
Easy application with fast approval process to help you get the funds that you need. Our Cash Direct Cash Loans aim to provide support for those coping with sudden expenses and are designed to offer manageable repayments over extended periods, unlike the usual Pay Day Loan.
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Complete our simple, secure application form from any device. Assistance is readily available if you encounter any questions or require help during the process.
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Link your bank account securely to speed up the verification process. This step ensures your loan offer is personalized and that your financial details are kept confidential.
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Review the personalized loan offer detailing amount, rates, and terms at your convenience. Our team is ready to help you understand and feel confident about your options.
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Accept the offer and receive the funds directly in your bank account swiftly. Use the money as needed and rely on our customer support throughout the loan's duration.
Good reasons to get a Small Cash Loan
TV Loan
Computer Loan
Small Car Loan
Car Repair Loan
Dental Loan
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Medical Loan
Holiday and Travel Loan
Whitegoods and Household Loan
All Set? Get Started With Your Application
Apply NowFrequently Asked Questions
View allOn approval, funds are transferred into your bank account in 60 seconds, any day of the week, utilising an OSKO instant payment.
Yes, Cash Direct provides Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. They are committed to helping those in need and welcome Centrelink, single parents, and pensioner applicants. Please note, Cash Direct is not affiliated with, or endorsed by, Services Australia.
Repayment terms for Small Loans are up to 3-12 months, while for Medium Loans, it is 3-24 months.
Yes, you can repay your loan any time without being charged additional fees, and doing so will reduce your overall interest and fee cost.
Cash Direct is a specialist in providing cash loans. They offer Small Cash Loans and Medium Loans, along with loans tailored for specific needs such as Vehicle Loans, Centrelink Loans, Visa Loans, and specific purposes like TV Loan, Computer Loan, Small Car Loan, Car Repair Loan, Dental Loan, Medical Loan, Holiday and Travel Loan, and Whitegoods and Household Loan.
For Small Loans ($2,000 or less), an APR (Annual Percentage Rate) doesn't apply as these are fee-based only. There's a 20% establishment fee and a 4% monthly fee of the amount borrowed. For example, a $1,000 loan repaid over 4 months totals $1,360 (including $1,000 principal, $200 establishment fee, and $160 in monthly fees). For Medium Loans (between $2,001 and $5,000), there's an Establishment Fee of $400 and a maximum annual interest rate of 48%.
Cash Direct offers a broad range of Cash Loans from $200 to $5,000. Specifically, Small Loans are available from $200 to $2,000, and Medium Loans are offered between $2,001 and $5,000.
The application process is described as easy, 100% online, with no messy paper clutter. You simply fill out the secure application form from any device. Then, you connect Cash Direct to your bank securely to speed up verification. Following this, you will receive your personalized cash loan offer. Finally, you accept the offer and receive the funds directly in your bank account swiftly.
To be eligible for a Cash Direct loan, you must be at least 18 years old, earn income, and have a phone and bank account. The application process involves connecting securely to your bank to speed up verification and personalize your loan offer.
Yes, once you become a Cash Direct member with a good payment history, you can qualify for their Express Cash Direct loan approval process, ensuring you "always have a back stop in your time of need". Customers have praised this "fast track option".
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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