100% Online • Same Day Approval • Paid Within 60 Minutes
Need Cash?
Get cashdirect
Express Cash Loans from $200 to $2,000 paid within 60 minutes.
Paid within 60 minutes
100% online
Personalised service
Paid within 60 minutes
100% online loans
$200 to $2,000
“We Help” is our simple mantra
I want to borrow
How much would you like to borrow?
$1,200
$200
$2,000
How would you like to repay?
Your weekly repayment
$66
/week
Total repayable $1,728 over 26 weeks
Includes fees and charges. No hidden costs.
100% online. Subject to assessment and responsible lending checks.
60 minutes*
Small Express Loans
$200 – $2,000
Small cash loans
$2,001 – $5,000
Medium Loans*
100%
Online application
*60 minutes applies to Small Express Loans. Medium Loans can take longer and may require additional security.
60 mins*
Small Express Loans
$200–$2,000
Small cash loans
$2,001–$5,000
Medium Loans*
Secure. Private. The application won't affect your credit score; if a credit bureau check is needed to finalise your loan, we'll confirm your permission first.
We Help
Why thousands of people choose cashdirect
We Help by saying yes, when others won’t, or just take too long.
Personalised
Service
Our friendly team is here to guide you through the process, answer your questions and help get your application moving quickly.
“We Help” is our simple mantra
Express Cash for
CD Members
Sign up as a Cash Direct member with your first loan, and it's a breeze to borrow again when you need it.
Paid within 60 minutes
Affordable
Repayments
Choose the amount, the length of the loan, and how often you repay — weekly, fortnightly or monthly.
Weekly
Fortnightly
Monthly
100% Online
Loans
Cash Direct is a 100% online lender. Manage this loan and your next from your CD Online Account.
No early repayment or exit fees
A licensed Australian lender
Cash Direct Pty Ltd · ACN 129 259 605 · Australian Credit Licence 393862
Responsible lending — every application is assessed against your income and expenses.
Loan eligibility
Loan Eligibility
Centrelink and pensioner clients are always welcome.
Over 18
You must be 18 years or older to apply.
Australian Resident or Working Visa
An Australian resident, or on a valid working visa.
Mobile & Email Contact
A mobile number and an email address we can reach.
Regular income with validated bank account
Shown on a 90-day statement from a validated account.
Fast efficient approvals. No early repayment or exit fees.
Repay early any time and reduce your fee cost overall.
Repay Weekly
Choose how often you repay.
Repay Fortnightly
Whatever suits your pay cycle.
Repay Monthly
Small loans over 1 to 12 months, medium loans up to 2 years.
In our customers’ own words
Why Our Customers love us
Our cash loans have helped thousands of people just like you
Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!
Kim
Cash Direct customer
Easy, efficient and great customer service!
Samantha
Cash Direct customer
Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.
Tameika
Cash Direct customer
Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.
Lilian
Cash Direct customer
Quick. Simple. 100% Online
Our Application Process
Express Cash Loans from $200 to $2,000 paid within 60 minutes.
Choose Your Loan Amount
Also the purpose, how long and preferred repayment frequency (weekly, fortnightly, monthly)
Tell us Who you are
Just your basic identification and personal details to get to know you.
Connect us to your bank
We check your bank statement and use this link to pay your money and receive repayments.
We check your budget
We want to make sure you can afford the scheduled loan repayments.
Get Your Cash Sorted
Once you're approved, you can sign the loan contract from your phone and get money in 60 minutes.
As fast as
60 mins
A 100% paperless application, with a secure connection to your bank.
100% Online
No paperwork
No branch visits
No hidden fees
Cash when you need it
60 mins*
Small Express Loans
$200–$2,000
Small cash loans
$2,001–$5,000
Medium Loans*
100%
Online application
*60 minutes applies to Small Express Loans. Medium Loans can take longer and may require additional security.
Loan options
How much would you like to borrow?
Clear fees and simple terms — choose the loan that fits you.
$200 – $2,000
Small Cash Loans
If the principle amount you borrow is between $200-$2,000 you'll pay:
Establishment Fee
20% of the loan amount
Monthly loan rate
4% of the loan amount
$2,001 – $10,000
Medium & Large Cash Loans
If you’re a Cash Direct member with a good repayment record, Or you earn over $50,000 and have a good credit record, You can borrow a bit more with our:
Medium Cash Loan
$2,001 to $5,000
Large Cash Loan
$5,001 to $10,000
FAQ
Frequently Asked
Questions
Find quick answers to common questions about
Cash Direct small cash loans in Australia.
Safe & Secure
Your data is
100% protected
Quick Process
Simple, fast &
hassle-free
Here to Help
Support when
you need it
- 20% Establishment Fee
- 4% Monthly Maintenance Fee
- Establishment Fee: $100
- Monthly Maintenance Fee: $20
- Total cost: $180
- Upload a 90-day bank statement showing evidence of your income and budget
- If you receive Centrelink benefits, you will also need to upload your Centrelink Income Statement in the same process
- We will need you to provide a copy of some ID, like a driver’s licence, Medicare card or passport
We're here to help
Need help?
Cash Direct is a 100% Online lender. While we don't do applications over the phone, we have a We Help focus. Got questions? Our friendly team is here to help!
Personalised Service
Our friendly team is here to answer your questions and help get your application moving quickly.
customerservice@
Email us for help supplying your bank statement, or anything else.
100% online lender
We don't do applications over the phone — but we have a We Help focus.
All Set? Get Started With Your Application
100% online · Australian Credit Licence 393862 · Subject to assessment