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Car Loans From

$2,000 to
$25,000

Fast Approval Process

Car Loans

Affordable Loans for
All Types of Vehicles

Car and Vehicle Loans From $2,000 to $25,000.

We could help you buy your dream car in Australia.

Fast Approval Process

All Vehicle Types

Centrelink Friendly

Apply Now
A ute and a motorbike parked by the coast at sunset

Car Loans From

$2,000 to
$25,000

Fast Approval Process

Car & Vehicle Loans

Faster Loans for All Your Vehicle Needs

Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.

At CashDirect, we understand how important it is to get on the road or the water quickly, which is why we specialize in fast, paperless loans for all types of vehicles. From the moment your loan is approved, funds are transferred into your bank account in just 60 seconds—any day of the week. Whether you're purchasing a motorbike, scooter, boat, or jet ski, CashDirect is here to provide you with the financial support you need, all without the hassle of paperwork or delays.

Our easy loan process ensures that you get the funds you need quickly, allowing you to focus on planning your next getaway. Whether it’s a new RV or a caravan for family trips, we have tailored loans to suit your lifestyle, providing convenience and speed so you can start your journey sooner. If you’d like to estimate repayments for a Vehicle Finance try our Vehicle Finance Calculator.

Funds in 60 seconds

On approval, any day
of the week.

We Offer All Sorts of Vehicle Loans cashdirect

Providing a wide variety of flexible loan options for different types of vehicles.

Motor Bike Loan

Scooter Loan

Boat Loan

Jetski Loan

Trailer Loan

RV Loan

Caravan Loan

Other Car Loans

Why choose Cash Direct

Why Thousands
are choosing
Cash Direct Loans

Simple, fast and built around you. Designed to make borrowing feel easier, safer and more convenient.

Trusted by thousands of Australians

Real people. Real support. Real results.

01

Easy. 100% Online Process

With our easy online process and digital signing, there is no more messy paper clutter!

02

Fast. Online decisions and payments

Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.

03

Membership. Get your own
Cash Direct member account.

Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.

What Our Customers Say

Recent Car Loan Reviews

Our car loans have helped thousands of people get their dream car

“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”

Kim

“Easy, efficient and great customer service!”

Samantha

“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”

Tameika

“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”

Lilian

Secure the funds you need
with deserved service.

Car loans without all the usual hassle and wait time.

Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey

A man leaping up a rising set of steps past coins
  1. 01Select a budget for VehicleSet your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
  2. 02Get Pre-Approval from Cash DirectGet Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
  3. 03Shop Around. Haggle and find your best deal.With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
  4. 04Provide Vehicle and Seller InformationAfter selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
  5. 05Get your new carWe fund the loan, often directly to the seller. You drive off!
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*Car loans without all the usual hassle and wait time.

Car & Vehicle Loans We Offer at cashdirect

Providing a wide variety of flexible loan options for different types of vehicles.

FAQ

Frequently Asked
Questions

Find quick answers to common questions about
Cash Direct small cash loans in Australia.

Safe & Secure

Your data is
100% protected

Quick Process

Simple, fast &
hassle-free

Here to Help

Support when
you need it

View all FAQs

Yes, Cash Direct provides Centrelink Friendly Car loans and Centrelink Secured Car Loans. They can assess your situation and determine suitability even if 100% of your income is sourced from Centrelink. Cash Direct is not affiliated with, or endorsed by, Services Australia.
Once your loan is approved, Cash Direct can transfer the funds into your bank account in 60 seconds. This is done using OSKO instant payment, available any day of the week.
Yes, Cash Direct offers Visa Loans and Visa Friendly Car Loans.
The service is advertised as "Quick Vehicle Loans Australia - No Deposit".
Cash Direct provides loans for all sorts of cars. They also fund other vehicle types including motorbikes, scooters, boats, jet skis, trailers, RVs, and caravans.
Yes, it is possible. Cash Direct, like most lenders, will take a broader view of your situation and ability to manage repayments. Key factors include your current or recent loan history, your income level and ability to manage a responsible budget, and the absence of poor habits such as gambling or gaming.
You can get a loan amount starting from $2,000 up to $25,000. For Centrelink Secured Car Loans, amounts typically range from $2,000 to $5,000.
Yes, Cash Direct does not charge early exit fees. You can repay your loan at any time to reduce your overall interest and fee cost. You can log into your Cash Direct account anytime to see an early payout figure.
For Small Loans ($2,000 or less), there is a 20% establishment fee of the amount borrowed and a 4% monthly fee of the amount borrowed, with terms of 1 to 12 months. For Medium Loans (between $2,001 and $5,000), there is a $400 establishment fee and a maximum interest rate of 48%, with terms of up to 24 months.

All Set? Get Started With Your Application

Apply Now