Car Loans From
$2,000 to
$25,000
Fast Approval Process
Car Loans
No Deposit
Caravan Loans
Caravan and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream caravan in Australia.
Fast Approval Process
All Vehicle Types
Centrelink Friendly
Car Loans From
$2,000 to
$25,000
Fast Approval Process
Caravan, Motorhome & Campervan Finance From $2,000 to $30,000
Cash Direct can finance a wide range of leisure vehicles, including caravans, camper trailers, motorhomes, RVs and pop-top campervans, whether you're buying from a dealer, a private seller, or online. There's no requirement to buy through a dealership — we can typically pay the seller directly once your loan is approved and finalised.Because approval and affordability depend on your personal circumstances, we can't guarantee a specific loan amount or rate in advance. What we can say is that ourfull range of car and vehicle loans covers most vehicle types, so if a caravan loan isn't the right fit, there may be another option that suits you better.
What "No Deposit" Actually Means
"No deposit" can be a confusing term, so it's worth unpacking. When we say a caravan loan has no deposit, we mean Cash Direct isn't requiring you to put down your own cash before the loan is approved we may finance up to the full purchase price, subject to assessment. That's different from a deposit a private seller or dealer might ask for separately to hold the caravan while your finance is being processed; that's a matter between you and the seller, not part of our loan terms.It's also worth knowing that financing the full amount, rather than contributing a deposit, can mean higher overall interest paid across the life of the loan, and in some cases a different interest rate may apply, depending on your risk profile and the lender's assessment. It's worth weighing the convenience of no deposit against the total cost over time before deciding what's right for you.
Car & Vehicle Loans
Your 5-Step Caravan Loan Journey, Simplified
Set a budget for your caravan. Have a rough figure in mind for the vehicle you're after — new, used, or a specific type like a motorhome or campervan.
Apply for pre-approval with Cash Direct. Our online application asks for your personal details, some ID, and the loan amount and vehicle type you're considering.
Shop around with confidence. With pre-approval in hand, you can compare caravans from dealers or private sellers and negotiate, knowing roughly what you can spend.
Provide the vehicle and seller details. Once you've found the right caravan, share the seller's information and the vehicle's details so we can finalise your loan.
Get your funds. If approved, funds can be paid directly to the seller, and eligible transfers may be completed via OSKO payments in as little as 60 seconds though timing can depend on your bank and the time of day.
Funds in 60 seconds
On approval, any day
of the week.
Estimate Your Repayments With Our Caravan Loan Calculator
Before you apply, it can help to get a feel for what your weekly or monthly repayments might look like at different loan amounts and terms. Ourcaravan loan calculator lets you play with the numbers yourself — it's a useful first step whether you're weighing up a no deposit loan or considering putting some money down to reduce your repayments.
Caravan Loans for Centrelink Recipients
If some or all of your income comes from Centrelink, you may still be able to get a caravan loan with Cash Direct. We assess these applications individually, and Centrelink income can be considered alongside your other income, expenses and repayment history, it doesn't automatically rule you out. Typical Centrelink-friendly caravan loans tend to sit in a lower range, and loan terms are generally shorter, but the exact amount and term will depend on what you can comfortably afford. You can read more about how ourCentrelink-friendly loans work, and if you're on a pension specifically, ourpensioner car finance page covers similar considerations for vehicle loans.
Car & Vehicle Loans
Got Bad Credit? Here's How We Assess Your Application
A less-than-perfect credit history doesn't automatically mean you'll be declined. Like most lenders, we take a broader view of your situation rather than relying on a credit score alone. Things we typically consider include:
Your recent loan and repayment history
Your income and whether your budget can reasonably support the repayments.
Ongoing financial habits that might affect your ability to repay, such as regular gambling or gaming spend
Because every application is different, we can't promise approval or a specific rate in advance but if you'd like to understand this in more depth, ourbad credit car loans page walks through how we approach applications like this more generally
Funds in 60 seconds
On approval, any day
of the week.
Why choose Cash Direct
Why Thousands
are choosing
Cash Direct Loans
Simple, fast and built around you. Designed to make borrowing feel easier, safer and more convenient.
Trusted by thousands of Australians
Real people. Real support. Real results.
01
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
02
Fast. Online decisions and payments
Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.
03
Membership. Get your own
Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
What Our Customers Say
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
Kim
“Easy, efficient and great customer service!”
Samantha
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
Tameika
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Lilian
Secure the funds you need
with deserved service.
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
- 01Select a budget for VehicleSet your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
- 02Get Pre-Approval from Cash DirectGet Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
- 03Shop Around. Haggle and find your best deal.With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
- 04Provide Vehicle and Seller InformationAfter selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
- 05Get your new carWe fund the loan, often directly to the seller. You drive off!
*Car loans without all the usual hassle and wait time.
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.
FAQ
Frequently Asked
Questions
Find quick answers to common questions about
Cash Direct small cash loans in Australia.
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Support when
you need it
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90-day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps