Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
✅ Fast Approval Process | ✅ All Vehicle Types | ✅ Centrelink Friendly
At CashDirect, we believe that bad credit shouldn’t prevent you from owning a reliable car. We offer fast and fair car loans designed specifically for those with bad credit, ensuring you have access to the financial support you need in any city across Australia. Whether you’re in Perth, Brisbane, or Sydney, our streamlined process ensures you receive your funds quickly, with flexible payment options that work for your situation. Trust CashDirect to help you get back on the road, no matter your credit history.
If you have some bad credit history issues, we may still be able to help, so give us a call on 0488841177.
Remember, it will better to negotiate on price with a Cash Direct pre-approved car loan. To apply for a small car loan, simply click here to start your application. We’ll then get in touch to finalize your application.
We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
With our easy online process and digital signing, there is no more messy paper clutter!
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
Set your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
Get Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
After selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
We fund the loan, often directly to the seller. You drive off!
Yes, it is possible. Most lenders, including Cash Direct, will take a broader view of your situation and ability to manage the expected car loan repayments. Key things that lenders like Cash Direct will look at is:
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
Yes, it can be. It allows you to secure the car now rather than save up. Can also mean with a Pre-Approval you can quickly negotiate a favourable price. With a good payment history on the loan, it can also contribute to a stronger credit track record and history.
Many lenders do charge an early ext fee on your loan. At Cash Direct we do not charge such fees. If you wish to pay extra to finish the loan sooner, or pay in full we offer those options. In fact, you can always login to your Cash Direct account to see an early payout figure anytime, and that will help you reduce the cost of your loan,
This can be a fairly quick process. At Cash Direct we will require:
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps
Not always, but with Cash Direct we do provide Centrelink Friendly Car loans. Even if 100% of your income is sourced from Centrelink, Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Depending on your income, credit score and other factors, you can get a loan amount starting from $2,000 to $25,000. Cash Direct will assess your situation and determine if the loan is suitable and affordable for you. With that, we can offer you a Pre-Approval to help you secure a car.
Providing a wide variety of flexible loan options for different types of vehicles.