Second Chance Car Loans with Quick Approval

Once your loan is approved, Cash Direct can transfer the funds instantly via OSKO payment solutions. They aim to get the cash into your bank account in 60 seconds, available any day of the week, 24 hours a day.

Yes, Cash Direct offers Centrelink Friendly Car loans. They will assess your situation even if 100% of your income is sourced from Centrelink to determine if the loan is suitable and affordable for you. Please note, Cash Direct is not affiliated with, or endorsed by, Services Australia.

No, Cash Direct offers car and vehicle loans with no deposit required.

For Small Loans (up to $2,000), there is a 20% establishment fee and a 4% monthly fee of the amount borrowed. Terms for Small Loans are up to 3-12 months. For Medium Loans (between $2,001 and $5,000), the maximum interest rate is 48% with a $400 establishment fee, and terms can be 3-24 months.

Getting pre-approval is a quick process. You will need to fill out their quick online application with your personal details, some ID, and required loan details (amount, intended vehicle). They will also require connection to your 90-day bank account for budget assessment and a short call with their specialist team to confirm details.

You can get a loan amount starting from $2,000 up to $25,000 for a car or vehicle purchase. The specific amount you can borrow depends on factors like your income, credit score, and affordability assessment.

Yes, it is possible to get a car loan even with bad credit. Cash Direct will take a broader view of your situation, considering your current/recent loan history, income level, ability to manage a budget, and absence of poor habits like gambling.

Cash Direct provides loans for all sorts of cars (bought privately, online, or through a dealer). They also fund other vehicle types, including motorbikes, caravans, boats, and even scooters.

Yes, you can repay your loan at any time without being charged additional fees. Repaying early will also help to reduce your overall interest and fee cost. You can see an early payout figure by logging into your Cash Direct account.

To be eligible for a Cash Direct car or vehicle loan, you must be at least 18 years old, earn an income of $500 per week, and have a phone and bank account.