Explore Types of Cash Loans in Australia
Cash Loans from $200 to $5,000
Your Go-To Place for Fast Cash Loans
CashDirect is your trusted partner when you need fast, reliable cash. We specialize in providing paperless loans that ensure your funds are transferred to your bank account within 60 seconds after approval.
If you are at least 18 years old, earn income, have a phone and bank account – you can get Cash Direct.
Our easy loan process ensures that you get the funds you need quickly. Whether you're in need of an Emergency Cash Loan or a Small Cash Loan ranging from $200 to $2000, our process is quick and hassle-free. No matter the situation, we’re here to provide instant financial relief, any day of the week. With CashDirect, getting the cash you need has never been easier.
Our Cash Direct Cash Loans are designed to help people deal with an unexpected expense; or those who don’t have a credit card and may have lower incomes, are temporarily unemployed or receiving regular Centrelink Benefits.
All Set? Get Started With Your Application
Apply NowVarious Cash Loans We Offer at cashdirect
Cash Direct provides hassle-free loans with easy applications, fast approvals, and manageable repayment plans.
Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Cash Loan Reviews
Our cash loans have helped thousands of people in Australia
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Small Cash Loans We Offer at cashdirect
Cash Direct offers flexible small cash loans with easy applications & fast approvals, ranging from $200 to a sizable $2000.
Secure the funds you need with the best service.
Cash loans without all the usual hassle and wait time.
Easy application with fast approval process to help you get the funds that you need. Our Cash Direct Cash Loans aim to provide support for those coping with sudden expenses and are designed to offer manageable repayments over extended periods, unlike the usual Pay Day Loan.
01
Complete our simple, secure application form from any device. Assistance is readily available if you encounter any questions or require help during the process.
02
Link your bank account securely to speed up the verification process. This step ensures your loan offer is personalized and that your financial details are kept confidential.
03
Review the personalized loan offer detailing amount, rates, and terms at your convenience. Our team is ready to help you understand and feel confident about your options.
04
Accept the offer and receive the funds directly in your bank account swiftly. Use the money as needed and rely on our customer support throughout the loan's duration.
Good reasons to get a Small Cash Loan
TV Loan
Computer Loan
Small Car Loan
Car Repair Loan
Dental Loan
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Medical Loan
Holiday and Travel Loan
Whitegoods and Household Loan
All Set? Get Started With Your Application
Apply NowFrequently Asked Questions
View allFunds can be transferred to your bank account within 60 seconds after approval using OSKO instant payment. The process is designed to ensure you get the funds quickly.
Cash Direct offers loans ranging from $200 to $5,000. Specifically, Small Cash Loans are available from $200 to $2,000, and Medium Loans are between $2,001 and $5,000.
Repayment terms for Small Loans are up to 3-12 months, and for Medium Loans, they are 3-24 months. Repayment plans are designed to be manageable.
The process is 100% online and involves four steps:
1) Fill out the simple application form
2) Connect us to your bank securely for verification
3) Receive your personalized cash loan offer and
4) Get the funds directly in your bank account swiftly.
To be eligible, you must be at least 18 years old, earn income, and have a phone and bank account.
For Small Loans ($2,000 or less), an APR does not apply because these loans are fee-based only. For Medium Loans ($2,001-$5,000), the maximum annual interest rate applied is 48%.
Yes, Cash Direct provides Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. Small Cash Loans are specifically designed for those receiving regular Centrelink Benefits. It is important to note that Cash Direct is not affiliated with or endorsed by Services Australia.
Yes, Cash Direct provides Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. It's important to note that Cash Direct is not affiliated with, or endorsed by, Services Australia.
Repayment terms for Small Loans are up to 3-12 months, and for Medium Loans, they are 3-24 months. Repayment plans are designed to be manageable.
Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.
Yes, Cash Direct offers various purpose-specific loans, including Vehicle Loans, TV Loans, Computer Loans, Small Car Loans, Car Repair Loans, Dental Loans, Medical Loans, Holiday and Travel Loans, and Whitegoods and Household Loans.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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