Explore Small Cash Loan Types Available in Australia
Cash Loans from $200 to $5,000
Fast and Easy Small Cash Loans for Unexpected Expenses
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week. If you are at least 18 years old, earn income, have a phone and bank account – you can get Cash Direct.
Our easy loan process ensures that you get the funds you need quickly. Our Cash Direct Small Cash Loans are designed to help people deal with an unexpected expense, or those who don’t have a credit card and may have lower incomes, are temporarily unemployed or receiving regular Centrelink Benefits. Our Small Cash Loans offer affordable repayments over longer periods of time than a typical Pay Day Loan
.To explore your options, try our Small Cash Loan Calculator or Student Loan Calculator to estimate repayments and find the right solution for your situation.
All Set? Get Started With Your Application
Apply NowSmall Cash Loans We Offer at cashdirect
Cash Direct offers flexible small cash loans with easy applications & fast approvals, ranging from $200 to a sizable $2000.
Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. OSKO payments in 60 Seconds
Get a fast decision, sign online and we can get the funds into your account in 60 Seconds with an OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Cash Loan Reviews
Our cash loans have helped thousands of people in Australia
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
“Easy, efficient and great customer service!”
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Secure the funds you need with the best service.
Cash loans without all the usual hassle and wait time.
Easy application with fast approval process to help you get the funds that you need. Our Cash Direct Cash Loans aim to provide support for those coping with sudden expenses and are designed to offer manageable repayments over extended periods, unlike the usual Pay Day Loan.
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Complete our simple, secure application form from any device. Assistance is readily available if you encounter any questions or require help during the process.
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Link your bank account securely to speed up the verification process. This step ensures your loan offer is personalized and that your financial details are kept confidential.
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Review the personalized loan offer detailing amount, rates, and terms at your convenience. Our team is ready to help you understand and feel confident about your options.
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Accept the offer and receive the funds directly in your bank account swiftly. Use the money as needed and rely on our customer support throughout the loan's duration.
Good reasons to get a Small Cash Loan
TV Loan
Computer Loan
Small Car Loan
Car Repair Loan
Dental Loan
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Medical Loan
Holiday and Travel Loan
Whitegoods and Household Loan
All Set? Get Started With Your Application
Apply NowFrequently Asked Questions
View allFunds can be transferred into your bank account in 60 seconds upon approval, using OSKO instant payment. The process is designed to be fast and easy with a fast decision.
For Small Loans ($2,000 or less), there is an establishment fee of 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. For Medium Loans (between $2,001 and $5,000), there is a $400 establishment fee and a maximum annual interest rate of 48%.
To get a Cash Direct loan, you must be at least 18 years old, earn income, and have a phone and bank account.
You will need to fill out the application form and connect Cash Direct to your bank account securely to speed up verification and personalize your loan offer.
Cash Direct loans are designed to help with unexpected expenses and can be used for various purposes such as a TV Loan, Computer Loan, Small Car Loan, Car Repair Loan, Dental Loan, Medical Loan, Holiday and Travel Loan, or Whitegoods and Household Loan.
Yes, Cash Direct provides Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. Small Cash Loans are specifically designed for those receiving regular Centrelink Benefits. It is important to note that Cash Direct is not affiliated with or endorsed by Services Australia.
Cash Direct offers small cash loans ranging from $200 to $2,000, and medium loans between $2,001 and $5,000. The overall range of cash loans offered is from $200 to $5,000.
Repayment terms for Small Loans are up to 3-12 months, and for Medium Loans, they are 3-24 months. You can repay your loan any time without additional fees, which will also reduce your overall interest and fee cost.
Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.
Yes, the entire process is 100% online with digital signing, eliminating messy paper clutter. You can complete the simple, secure application form from any device.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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