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Small Cash Loan

Explore Small Cash Loan Types Available in Australia

Cash Loans from $200 to $5,000

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Small Cash Loan icon

Loans from

$200

to $5,000

Paid in 60 seconds

Repay over 1–12 months

Weekly or fortnightly repayments

Loans from

$200

to $5,000

Paid in 60 seconds

Repay over 1–12 months

Weekly or fortnightly repayments

Fast and Easy Small Cash Loans for Unexpected Expenses

Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week. If you are at least 18 years old, earn income, have a phone and bank account – you can get Cash Direct’s quick easy loans without any hassle.

Our Quick easy approval loan process ensures that you get the funds you need quickly. Our Cash Direct Small Cash Loans are designed to help people deal with an unexpected expense, or those who don’t have a credit card and may have lower incomes, are temporarily unemployed or receiving regular Centrelink Benefits. Our Small Cash Loans offer affordable repayments over longer periods of time than a typical Pay Day Loan.

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To explore your options, try our Small Cash Loan Calculator or Student Loan Calculator to estimate repayments and find the right solution for your situation.

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Small Cash Loans We Offer at cashdirect

Cash Direct offers flexible small cash loans with easy applications & fast approvals, ranging from $200 to a sizable $2000.

$200 Cash Loan

$500 Cash Loan

$1000 Cash Loans

$1500 Cash Loans

$2000 Cash Loans

Instant Cash Loan

Why Thousands are choosing Cash Direct Loans

  • Easy. 100% Online Process

    With our easy online process and digital signing, there is no more messy paper clutter!

  • Fast. Online decisions and payments

    Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.

  • Membership. Get your own Cash Direct member account.

    Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.

Recent Cash Loan Reviews

Our cash loans have helped thousands of people in Australia

  • Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!

    Kim
  • Easy, efficient and great customer service!

    Samantha
  • Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.

    Tameika
  • Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.

    Lilian

Secure the funds you need
with the best service.

Cash loans without all the usual hassle and wait time.

Easy application with fast approval process to help you get the
funds that you need. Our Cash Direct Cash Loans aim to provide

support for those coping with sudden expenses and are designed

to offer manageable repayments over extended periods, unlike

the usual Pay Day Loan.

A man leaping up a rising set of steps past coins
  1. 01Fill out the simple application formComplete our simple, secure application form from any device.
    Assistance is readily available if you encounter any questions

    or require help during the process.
  2. 02Connect us to your bank securelyLink your bank account securely to speed up the verification
    process. This step ensures your loan offer is personalized

    and that your financial details are kept confidential.
  3. 03Receive your personalized cash loan offerReview the personalized loan offer detailing amount, rates,
    and terms at your convenience. Our team is ready to help

    you understand and feel confident about your options.
  4. 04Get the funds directly in your bank accountAccept the offer and receive the funds directly in your bank
    account swiftly. Use the money as needed and rely on our

    customer support throughout the loan's duration.
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FAQ

Frequently Asked
Questions

Find quick answers to common questions about
Cash Direct small cash loans in Australia.

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hassle-free

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View all FAQs

Funds can be transferred into your bank account in 60 seconds upon approval, using OSKO instant payment. The process is designed to be fast and easy with a fast decision.
For Small Loans ($2,000 or less), there is an establishment fee of 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. For Medium Loans (between $2,001 and $5,000), there is a $400 establishment fee and a maximum annual interest rate of 48%.
To get a Cash Direct loan, you must be at least 18 years old, earn income, and have a phone and bank account.
You will need to fill out the application form and connect Cash Direct to your bank account securely to speed up verification and personalize your loan offer.
Cash Direct loans are designed to help with unexpected expenses and can be used for various purposes such as a TV Loan, Computer Loan, Small Car Loan, Car Repair Loan, Dental Loan, Medical Loan, Holiday and Travel Loan, or Whitegoods and Household Loan.
Yes, Cash Direct provides Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. Small Cash Loans are specifically designed for those receiving regular Centrelink Benefits. It is important to note that Cash Direct is not affiliated with or endorsed by Services Australia.
Cash Direct offers small cash loans ranging from $200 to $2,000, and medium loans between $2,001 and $5,000. The overall range of cash loans offered is from $200 to $5,000.
Repayment terms for Small Loans are 1 to 12 months, and for Medium Loans, they are up to 2 years. You can repay your loan any time without additional fees, which will also reduce your overall interest and fee cost.
Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.
Yes, the entire process is 100% online with digital signing, eliminating messy paper clutter. You can complete the simple, secure application form from any device.

All Set? Get Started With Your Application

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