Fast Car Repair Loans - Get Approved Quickly
Small Cash Loans from $200 to $2,000 paid within 60 minutes
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Small Cash Loans from $200 to $2,000 paid within 60 minutes
At Cash Direct, we help get you and your car back on the road.
Whether you’ve had a mechanical breakdown, need to replace your tyres, get a new fuel injector, pay an excess on your car insurance or simply need to pay for your registration, Cash Direct can offer you a Car Repair Loan for as little as $200 or up to $2,000 to pay for one of these unexpected bills.
We know your car is important in your life. It might get you to work or help get your kids to school each day. We also know owning and running a car can be expensive, so when an unexpected bill comes up like when you have a flat tyre and realise you need to spend $1,500 on a new set of tyres, we can help with a fast, hassle free car loan solution.
At Cash Direct, once you’ve completed an application and been approved, we can get your car repair cash into your account within 24 hours. You’ll repay the loan over 6 months with affordable weekly or fortnightly payments.
To apply for a car repair loan, simply click here to start your application.
We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
On approval, funds are transferred into your bank account in 60 seconds, any day of the week, utilising an OSKO instant payment.
Yes, Cash Direct provides Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. These loans are designed for customers on lower income or receiving all or most of their income from Centrelink Benefits. Cash Direct is committed to helping those in need and welcomes Centrelink, single parents, and pensioner applicants. Please note, Cash Direct is not affiliated with, or endorsed by, Services Australia.
Repayment terms for Small Loans are up to 3-12 months, and for Medium Loans, it is 3-24 months. Extra Small Cash Loans for very low income can be paid back in 3 months or less.
Yes, you can repay your loan any time without being charged additional fees, and doing so will reduce your overall interest and fee cost.
Cash Direct is a specialist in providing cash loans. They offer Small Cash Loans and Medium Loans, along with loans tailored for specific needs such as Vehicle Loans, Centrelink Loans, Visa Loans, and specific purposes like TV Loan, Computer Loan, Small Car Loan, Car Repair Loan, Dental Loan, Medical Loan, Holiday and Travel Loan, and Whitegoods and Household Loan. They also highlight Emergency Cash Loans, Instant Cash Loans, OSKO Payments, and 60 Second Cash Loans.
For Small Loans ($2,000 or less), an APR (Annual Percentage Rate) doesn't apply as these are fee-based only. There's a 20% establishment fee and a 4% monthly fee of the amount borrowed. For example, a $1,000 loan repaid over 4 months totals $1,360 (comprised of $1,000 principal, $200 establishment fee, and $160 in monthly fees). For Medium Loans (between $2,001 and $5,000), there's an Establishment Fee of $400 and a maximum annual interest rate of 48%.
Cash Direct offers Cash Loans from $200 to $5,000. Specifically, Small Loans are available from $200 to $2,000, and Medium Loans are offered between $2,001 and $5,000. For new customers on lower Centrelink benefits, the first loan may be restricted to an Extra Small loan of $500 or less, or up to $1,000. Existing customers with good repayment history can loan up to $2,000 supported by Centrelink income.
The application process is described as easy, 100% online, with no messy paper clutter. You simply fill out the secure application form from any device. Then, you connect Cash Direct to your bank securely to speed up verification and personalize your offer. Following this, you will receive your personalized cash loan offer. Finally, you accept the offer and receive the funds directly in your bank account swiftly. The entire process can take minutes.
To be eligible for a Cash Direct loan, you must be at least 18 years old, earn income, and have a phone and bank account. The application process involves connecting securely to your bank to speed up verification and providing key identification information and a 90-day bank account.
Yes, once you become a Cash Direct member with a good payment history, you can qualify for their Express Cash Direct loan approval process, ensuring you "always have a back stop in your time of need". Customers have praised this "fast track option".
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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