Fast Car Repair Loans - Get Approved Quickly
Small Cash Loans from $200 to $2,000 paid within 60 minutes
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Small Cash Loans from $200 to $2,000 paid within 60 minutes
At Cash Direct, we help get you and your car back on the road.
Whether you’ve had a mechanical breakdown, need to replace your tyres, get a new fuel injector, pay an excess on your car insurance or simply need to pay for your registration, Cash Direct can offer you a Car Repair Loan for as little as $200 or up to $2,000 to pay for one of these unexpected bills.
We know your car is important in your life. It might get you to work or help get your kids to school each day. We also know owning and running a car can be expensive, so when an unexpected bill comes up like when you have a flat tyre and realise you need to spend $1,500 on a new set of tyres, we can help with a fast, hassle free car loan solution.
At Cash Direct, once you’ve completed an application and been approved, we can get your car repair cash into your account within 24 hours. You’ll repay the loan over 6 months with affordable weekly or fortnightly payments.
To apply for a car repair loan, simply click here to start your application.
We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
You can also use our Vehicle Finance Calculator to estimate your repayments and plan your loan effectively.
Cash Direct Car Repair Loans are designed to cover unexpected vehicle expenses and help get you and your car back on the road.
Funds can be received within 24 hours after approval for car repair loans, or within 60 minutes for general small cash loans.
Yes, Cash Direct accepts Centrelink recipients, single parents, and pensioners, though they are not affiliated with Services Australia.
Loans can cover mechanical breakdowns, tyre replacements, fuel injectors, insurance excess, or vehicle registration.
Yes, early repayment is allowed without extra fees and reduces total costs.
To be eligible for a car loan in Australia through Cash Direct, you must be at least 18 years old and either an Australian citizen, permanent resident, or hold a valid visa with the right to work in Australia. You need to have a regular source of income, an active Australian bank account, and be able to demonstrate your ability to repay the loan. Specific requirements may vary depending on the loan type, so it’s best to check the details for your chosen car loan.
You can borrow between $200 and $2,000 for a car repair loan under Cash Direct's "Small Loans" category.
Fees include a 20% establishment fee and a 4% monthly fee (e.g., a $1,000 loan over 4 months costs $1,360 total). No APR applies.
Repayment terms are typically 6 months (weekly/fortnightly), with Small Loans ranging from 3-12 months.
Required documents include a current bank statement and proof of ID.
Cash Direct Pty Ltd (ACN 129 259 605; Australian Credit Licence 393862) specializes in cash loans for financial assistance.
Yes, at Cash Direct, you can apply for a car loan even if you have bad credit. Our small cash and car repair loans are designed to help Australians get quick access to funds without requiring perfect credit. Approval depends on your car’s value, your ability to repay, and meeting basic eligibility requirements. You can apply online in minutes and receive a fast decision.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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