Larger Quick Cash Loan

Larger Quick Cash Loans

Medium Cash Loans from $2000 onwards

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Loans from

$2,001

to $5,000

Paid same day

Repay over 12–24 months

Weekly, fortnightly or monthly repayments

Loans from

$2,001

to $5,000

Paid same day

Repay over 12–24 months

Weekly, fortnightly or monthly repayments

A woman smiling at her phone on the sofa

Larger, Quick Cash Loans of up to $5,000

Need a little more cash, and fast? Cash Direct also offers a larger cash loan of up to $5,000.

You can apply for a larger cash loan of $2,001 to $5,000 and receive the cash in the same day.
This can be used to consolidate some higher cost smaller loans, pay for a larger car repair, or potentially buy a used car or other vehicle.
It’s free to apply, 100% online and you can expect an answer and your funds in the same day.

What is a larger, quick Cash Loan?

The Cash Direct, larger Quick Cash Loan is shorter term loan that can be approved and paid into your account on the same day. You can borrow up to $5,000 and will typically repay the loan over 12 months.

This makes it ideal for a larger emergency need, or for debt consolidation to offer relief to your regular budget. You can also use it for larger car repairs or to buy a car or other vehicle like motor bike, boat or caravan.

Amounts and Our Terms for a Larger, Quick Cash Loan

We offer straight forward loans, with no hidden fees.

Larger Cash Loan Amounts$2,001 to $5,000

Application Fee: Nil (it’s free even if not approved)
Establishment Fee: $400, added to your loan amount
Annual Interest Amount: 48%
Term: 12-24 months
Repayment Cycle: Weekly, fortnightly, monthly (in line with your main income)
Missed Payment Dishonour Fee: $40 dishonour fee may be charged if a regular payment is missed

How to get a Larger, Quick Cash Loan Online

To Apply, click here.

Complete our easy online application in a few minutes.
Approval is typically made on the same day, once we have all the required information.
Upon Approval, a loan offer is emailed to you for signing. Once you’ve signed the contact and confirmed your bank direct debit details, we’ll transfer the money to your nominated bank instantly via the OSKO payment system

Eligibility for a Larger, Quick Cash Loan

You can be approved for one of our Larger, Quick Cash Loans if you meet these criteria:

You are 18 years of age or older
You have monthly gross income of at least $3,000. Can be wages or Centrelink benefits
You are either an Australian citizen or hold a valid working visa
You own a vehicle (car, motorbike, scooter) in your name that can be used as security for the loan

What if I have bad credit?

At Cash Direct we take a broad view of your Responsible Lending position. We will consider your budgeting, the security you use for this larger, Cash Loan; and we can consider imperfect credit situations.

Larger, Quick Cash Loan FAQ

What do I need for a larger, Quick Cash Loan?

You will need to complete our online loan application process, and then authorise us to upload your current 90-day bank statement electronically, provide a driver’s license, your vehicle registration and 2 photos of your vehicle. We will also require at least one reference.

Can I get the funds for a larger, Quick Cash Loan on the same day?

Yes. At Cash Direct, we aim to get your cash into your account within the same day. Once you are approved, signed the loan contract and confirmed your bank direct debit authority, we can transfer the funds instantly through the OSKO NPP.

Can I get a larger, Quick Cash Loan without a bank statement?

No. For our Responsible Lending and Credit Review, we need to assess your primary bank accounts to ensure you maintain a prudent regular budget and can afford the repayments of the loan. This will help guide us on the appropriate loan amount you can qualify for.

Can I qualify for a larger, Quick Cash Loan?

Yes. We just need to make sure you can afford the loan. We will need to see sound budgeting within your primary bank statement, support from a primary reference, sound security from the vehicle you provide (that is registered in your name) and a sound credit history. With this, it’s possible to be eligible for a Cash Direct loan of $2,001 to $5,000.

Can I qualify for a larger, Quick Cash Loan if I receive Centrelink income?

Yes. However, the loan may be limited to $3,000 and may also require that you own a vehicle in your name that can be used as security for the loan. We also need to ensure you have adequate overall income and a sound budget to support the loan repayments.

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Cash Direct small cash loans in Australia.

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For loans between $2,001 and $5,000, there is no application fee. A $400 establishment fee is added to your loan amount, and the maximum annual interest rate is 48%. A $40 dishonour fee may be charged if a regular payment is missed.

To be approved, you must be 18 years of age or older, have a monthly gross income of at least $3,000 (from wages or Centrelink benefits), be an Australian citizen or hold a valid working visa, and own a vehicle (car, motorbike, scooter) in your name that can be used as security for the loan. Cash Direct also assesses your budgeting and considers your credit history.

Cash Direct offers larger cash loans from $2,001 up to $5,000.

Larger Quick Cash Loans can be repaid over 12 to 24 months. Repayment cycles can be set to weekly, fortnightly, or monthly, in line with your main income.

Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.

Yes, you can be approved for a Larger Quick Cash Loan if you receive Centrelink benefits, provided your monthly gross income is at least $3,000. However, the loan may be limited to $3,000 and typically requires you to own a vehicle in your name that can be used as security.

You can expect to receive the cash on the same day. Once approved, the loan offer is emailed for signing, and after you've signed the contract and confirmed your bank direct debit details, the money can be transferred instantly via the OSKO payment system.

You will need to complete the online loan application, authorise electronic upload of your current 90-day bank statement, provide a driver’s license, your vehicle registration, 2 photos of your vehicle, and at least one reference.

Cash Direct will consider imperfect credit situations. They take a broad view of your Responsible Lending position, considering your budgeting and the security you use for the loan. While a sound credit history is preferred, it's possible to be eligible with an imperfect credit situation.

A bank statement is required for Cash Direct's Responsible Lending and Credit Review process. It allows them to assess your primary bank accounts to ensure you maintain a prudent regular budget and can afford the loan repayments, which helps guide them on the appropriate loan amount you can qualify for.

All Set? Get Started With Your Application