Easy Whitegoods Loan Application
Small Cash Loans from $200 to $2,000 paid within 60 minutes
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Small Cash Loans from $200 to $2,000 paid within 60 minutes
Still renting a fridge or washing machine, or just need to upgrade an old dryer or freezer?
At Cash Direct, we help you buy outright a home whitegood item that you need for your family.
Cash Direct can offer you a Whitegoods loan for as little as $200 or up to $2,000.
Best of all, you’ll repay your whitegoods loan within 6 months with affordable weekly or fortnightly payments, so at the end of 6 months you’ll own your whitegoods or major household item outright and avoid ongoing rental expenses you may currently be paying.
Some examples of whitegoods loans or household item loans Cash Direct offers its customers:
Refrigerator loan
Freezer loan
Dishwasher loan
Oven and microwave loans
Furniture loans
Home appliance loans: small items like iron, crockery, cutlery, etc
At Cash Direct, once you’ve completed an application and been approved, a whitegoods loan can get cash into your account within 24 hours. You’ll repay the loan over 6 months with affordable weekly or fortnightly payments.
To apply for a whitegoods loan, simply click here to start your application.
We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
Cash Direct offers Whitegoods Loans to help buy home whitegood items outright, avoiding rental expenses.
Fees include a 20% establishment fee and a 4% monthly fee (no APR). Example: $1,000 loan over 4 months totals $1,360.
Repayment terms are typically 6 months (weekly/fortnightly), with small loans ranging from 3-12 months.
Required documents: current bank statement and proof of ID.
Cash Direct Pty Ltd (ACN 129 259 605; Australian Credit Licence 393862) is a specialist cash loan provider.
You can borrow between $200 and $2,000 for a whitegoods loan.
Yes, Centrelink recipients, single parents, and pensioners can apply (not affiliated with Services Australia).
Items include refrigerators, freezers, dishwashers, ovens, microwaves, furniture, and small appliances.
Yes, early repayment is allowed with no extra fees, reducing overall costs.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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