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Work.
Live
Grow
- For International
Students & Visa Holders - Quick
Application - Secure
& Confidential - Flexible
Repayments
More than a loan.
A brighter tomorrow.
Visa Loans
Visa Eligible Loans
Can I get a loan in Australia if I am on a temporary working visa or international student visa?
Yes, at Cash Direct we are a specialist in lending to temporary residents, such as new working migrants, international students or those on family visas. We will need to ensure you have a valid visa, at least 20 hours per week employment, and are maintaining a good budget that can afford the new loan repayments.
We will typically require a reference and employment verification.
At Cash Direct we are fast, very fast. You can apply online in a few minutes, and we can fund small loans of up to $2,000 into your Australian bank account within an hour of approval. For medium loans of up to $5k, it may take a little longer, and may require security.
Our process is 100% online and paperless. You can sign up electronically, and upon approval you will have a Member Online account to manage your current loan, and apply for any future loans … in a few minutes.
- Simple
Application - Fast
Approval - Funds in
your account - 100% Online
& Paperless
Non-Resident Visa Loans
Non-Resident
Visa Loans
We offer Visa qualifying loans if you are employed and have one of the following Visas:
- 01A Skills Based Working Visa – a 482 VisaThis visa allows skilled workers to work in Australia for an
approved employer. - 02A Working Holiday Visa like a 417 Visa or 462 VisaThese visas are designed for younger people of 18 to 35 who
want to holiday and work in Australia. - 03A Temporary Graduate Visa – a 485 VisaThis visa is for international students who have recently graduated
from an Australian education institution, and this visa allows them
to live and work in Australia on a temporary basis post graduation. - 04Skilled Independent Worker or nominated worker visa –
a 190 Visa and 189 VisaThese visas are for workers with qualifications and skills that are
in high demand in Australia.
- 05Employee Nomination and Regional Sponsored Workers Visa –
a 186 Visa and 187 VisaThese visas allow skilled workers to work in Australia permanently
with an approved employer in regional and non regional areas respectively. - 06People working here on a Partner Visa – a 820 Visa and 801 VisaFor those in a relationship with an Australian citizen, permanent resident
or eligible New Zealand citizen; allowing them to live and work in Australia. - 07International Student Visa – a 500 VisaWhere you are studying at an Australian educational institution
and allowed to work part time (up to 24 hours per week). - 08Essentially any other Australia VisasThat provide an extended stay in Australia, with rights to work
at least 24 hours per week.
Information
Why is it difficult to get a loan
in Australia if you are on a
temporary visa, are a non-permanent
resident?
Most lenders in Australia will only lend to Australian citizens or permanent residents. They are generally concerned that the Visa may be temporary in nature of perhaps 1–3 years only. At Cash Direct we will just make sure you have enough Visa term that is beyond the loan term, and you have the capacity to repay the loan in the period.
For our small loans, we can offer non-resident visa loans of between $200 to $2,000 which can be repaid over 1 to 12 months. Payments are deducted automatically via direct debit from your nominated Australian bank account.
For our medium loans, we will typically offer loans to new Visa customers of up to $5,000, repaid over 12 months. We can consider larger loans in some circumstances, such as higher income levels or with security such as a car or other vehicle.
We also help many new working migrants attain and fund their permanent residency, with affordable loans over 1–2 years. As you do borrow in Australia, and maintain a good credit history, it can help your ability to get larger loans in the future like a car or home loan. Good credit standing in Australia also helps your ability to get a rental property, a mobile phone contract, power and electricity contracts.
Small Loans
$200 to $2,000Designed to be repaid over 1 to 12 months. Payments are deducted automatically via direct debit from your nominated Australian bank account.
Medium Loans
Up to $5,000Repaid over 12 months. We can consider larger loans in some circumstances, such as higher income levels or with security such as a car or other vehicle.
Next step
Is it easier to get a loan
once you become a
Permanent Resident?
Yes, much easier. Once you have your permanent residency, you will find the larger banks and lenders will be much more comfortable lending to you. You can then qualify for highly competitive car and home loans.
Your permanent residency will also give you access to free education at Public Schools and access to Medicare, Australia’s Public Health Care System.
If you need help funding your Permanent Resident Application, click here.
Approval Requirements
Will I get Approved for a loan
if I have a Temporary Visa?
Chances are yes, and with a fast approval and settlement process, if you have the following:
- 01
Australian Employment
with a minimum of
20 paid hours per week - 02
An Australian bank
account, receiving your
wages, and showing
a consistent and
responsible budget - 03
A valid Passport and Visa,
supporting a Visa term
that is beyond the
loan term - 04
Clear credit
in Australia - 05
A good reference
that can be your
back-up contact
All Set? Get Started With Your Application
Apply Now100% Online & Paperless
Our Main Cash Direct Visa Loans
Visa based Loans from $200 to $25,000.
- 1Temporary Worker Visa Loan
- 2International Student Visa Loan
- 3Visa Express Loan
- 4Non-Resident Car Loan
- 5Permanent Residency Loan
- 6Visa Worker Tax Loan
- 7Visa Work Tools and Equipment Loan
Secure and confidential. Your details are protected.
100% Online
- No paperwork
- Sign up electronically
- Member Online account
Simple. Fast. Secure.
All Set? Get Started With Your Application
Apply Now100% online and paperless
FAQ
Frequently Asked
Questions
Find quick answers to common questions about
Cash Direct small cash loans in Australia.
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Quick Process
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hassle-free
Here to Help
Support when
you need it
- A valid visa for the term of the loan
- At least 20 hours per week of employment
- A budget that can afford the new loan repayments
- A 90-day bank statement showing evidence of your income and budget
- A copy of your current visa
- Evidence of your employment, and a reference
- A copy of some ID — a driver's licence, Medicare card or passport