Quick Computer Loans in Just a Few Clicks

Small Cash Loans from $200 to $2,000 paid within 60 minutes

Computer Loan

The price of computers, laptops and iPads has come down considerably in recent years, and often they are on sale at heavily discounted prices. So, often you can buy an affordable computer or laptop new or used. If you need to upgrade your computer or get a new one for you or a child in your family and don’t have the funds, Cash Direct can help with a simple short term loan solution of between $200 and $2,000.

Examples of items you might buy with a Computer Loan:

You’ll be able to buy your new computer immediately and repay the loan back over 6 months with affordable weekly or fortnightly payments.
To apply for a Television loan, simply click here to start your application.

We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.

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Frequently Asked Questions

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How quickly can I receive funds from Cash Direct?

Small Cash Loans ranging from $200 to $2,000 can be paid within 60 minutes. The process is designed to provide a fast decision and be faster.

Can individuals receiving Centrelink benefits apply for a Cash Direct loan?

Yes, Cash Direct welcomes Centrelink, single parents, and pensioner applicants. They specifically provide Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits. Cash Direct is not affiliated with, or endorsed by, Services Australia.

What are the repayment terms and cycles for Cash Direct loans?

Small Loans have repayment terms of up to 3-12 months, while Medium Loans have terms of 3-24 months. Payments can be set to weekly or fortnightly.

What documents and information are required to apply for a Cash Direct loan?

To apply, you will need a current bank statement and some proof of ID.

What specific items can I purchase with a Cash Direct Computer Loan?

A Computer Loan can help you purchase items such as a Personal Computer, iPad or Laptop Computer, Monitor, or Printers. It's a simple short-term loan solution for upgrading or getting a new computer.

What are the costs and fees associated with Cash Direct loans?

For Small Loans ($2,000 or less), there is an establishment fee of 20% of the borrowed amount and a monthly fee of 4% of the borrowed amount. For Medium Loans (between $2,001 and $5,000), there is a $400 establishment fee and a maximum annual interest rate (APR) of 48%.

What is the range of loan amounts offered by Cash Direct?

Cash Direct offers Small Cash Loans from $200 to $2,000 and Medium Loans between $2,001 and $5,000.

Can I repay my Cash Direct loan early, and are there any fees for doing so?

Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.

Is an APR (Annual Percentage Rate) applied to all Cash Direct loans?

For Small Loans of $2,000 or less, an APR doesn’t apply because these loans are fee-based only. For Medium Loans, the maximum annual interest rate is 48%.

Does Cash Direct offer loans for specific purposes like vehicles or computers?

Yes, Cash Direct offers both Vehicle Loans and Computer Loans.

Frequently Asked Questions

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