Get Emergency Cash Loans with Fast Approval

What is an Emergency Cash Loan?

An emergency cash loan is where you borrow a generally smaller amount from say $200 to $2,000 to cover something urgent and unexpected. Its generally when you need to pay for something quickly and urgently, such as a bill, school fee, medical or vet bill.  You will then typically pay this sort of loan pack over a shorter term of 2-6 months.
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It is critical when you need such a loan, to eliminate the wait, fuss and paperwork you might get a bank or traditional lenders.  You want a fast online application process and then get your funds instantly, with a 60 Second Cash Loan. You should also have a clear repayment schedule with no hidden fees, and affordable repayments that align with your primary income payment cycles.
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What are the fees for an Emergency Cash Loan?  Most of these loans fall under the Small Amount Credit Contract regulations and so have a set fee based on the loan amount:
- 20% Establishment Fee
- 4% Monthly Maintenance Fee, for the period the loan is outstanding
- Late Fees can apply if scheduled payments are missed
-If you pay the loan out earlier, it will reduce your cost, not add extra fees

Cash Direct offers Emergency loans in a few quick steps, all online with our unique paperless approach. Once approved, the funds for your Emergency situation are transferred into your bank account instantly via OSKO payment solutions. As an Existing Member you can rely on Cash Direct for any urgent, Emergency situations going forward.

Cash Direct is a leading provider of fast, easy, paperless Cash Loans, anywhere in Australia. You can apply in minutes, and once approved your cash is transferred into your account in 60 seconds, any day of the week.

If you are at least 18 years old, earn income, have a phone and bank account – you can get Cash Direct. 

Our Cash Loans

Our Cash Direct Small Cash Loans are designed to help people deal with an unexpected expense; or those who don’t have a credit card and may have lower incomes, are temporarily unemployed or receiving regular Centrelink Benefits. Our Small Cash Loans to offer affordable repayments over longer periods of time than a typical Pay Day Loan.

What is a Centrelink Cash Loan

Our Small Centrelink Loans are designed for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can loan amounts from $200 to $2,000 if you have validated and regular Centrelink income in your nominated bank account.
For new customers, if you have a lower income Centrelink benefit, your loan may be restricted to an Extra Small loan of $500 or less. Otherwise your first loan may be up to $1,000.
For existing customers with good repayment history we can loan up to $2,000 supported from your Centrelink Benefit income.
To learn more about our Centrelink Loans, click here

Hit a little snag?

You’ve just hit a snag and need a simple, small cash loan to get you through?

This happens to everyone, but you may not have friends or family to help, no credit card or access to a bank loan. You may just not have the time to go through all of that. At Cash Direct, We Help, and we’ve designed products that are suited to your need.

For over 10 years, Cash Direct has been offering fast, cash loans for people with lower incomes, part-time and casual workers, folks looking for a new job, and people who rely on Centrelink Benefits as their primary income.

Our advice, budget well so you don’t need a loan, but when you do, you can get one from your Cash Direct Online Loan account in minutes. We are here when you need it, We Help!
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Whichever situation you’re in, we have a loan product that can suit. If you’re on really low income, like Youth Allowance, NewStart or Jobseeker benefits, you might need an Extra Small Cash Loan of $200 to $500 to get you through. This has lower payments and can be paid back in 3 months or less.

If you’ve got more income but still limited, our smaller cash loans can be up to $2,000 for existing customers and $1,000 for a new customer. These can be paid back in 6 months to free you up and get back to budgeting normally, and you can access another small loan next time in minutes if you hit a snag down the track.