Emergency Cash Loans
Get Emergency Cash Loans with Fast Approval
Cash Loans from $200 to $5,000
Loans from
$200
to $5,000
Paid in 60 seconds
Repay over 1–12 months
Weekly or fortnightly repayments
Loans from
$200
to $5,000
Paid in 60 seconds
Repay over 1–12 months
Weekly or fortnightly repayments
What is an Emergency Cash Loan?
An emergency cash loan is where you borrow a generally smaller amount from say $200 to $2,000 to cover something urgent and unexpected. Its generally when you need to pay for something quickly and urgently, such as a bill, school fee, medical or vet bill. You will then typically pay this sort of loan back over a flexible term of 1 to 12 months.
It is critical when you need such a loan, to eliminate the wait, fuss and paperwork you might get a bank or traditional lenders. You want a fast online application process and then get your funds instantly, with a 60 Second Cash Loan. You should also have a clear repayment schedule with no hidden fees, and affordable repayments that align with your primary income payment cycles.
What are the fees for an Emergency Cash Loan? Most of these loans fall under the Small Amount Credit Contract regulations and so have a set fee based on the loan amount:
- 20% Establishment Fee
- 4% Monthly Maintenance Fee, for the period the loan is outstanding
- Late Fees can apply if scheduled payments are missed
-If you pay the loan out earlier, it will reduce your cost, not add extra fees
Cash Direct offers Emergency loans in a few quick steps, all online with our unique paperless approach. Once approved, the funds for your Emergency situation are transferred into your bank account instantly via OSKO payment solutions. As an Existing Member you can rely on Cash Direct for any urgent, Emergency situations going forward.
Cash Direct is a leading provider of fast, easy, paperless Cash Loans, anywhere in Australia. You can apply in minutes, and once approved your cash is transferred into your account in 60 seconds, any day of the week.
If you are at least 18 years old, earn income, have a phone and bank account – you can get Cash Direct.
Our Cash Loans
Our Cash Direct Small Cash Loans are designed to help people deal with an unexpected expense, or those who don’t have a credit card and may have lower incomes, are temporarily unemployed, or receiving regular Centrelink Benefits. Our Small Cash Loans offer affordable repayments over longer periods of time than a typical Pay Day Loan. To make it easier to compare your options, you can use our Small Cash Loan Calculator or Pay Day Loan Calculator to estimate your repayments and find the right Centrelink loan for your needs.
What is a
Centrelink Cash Loan
Our Small Centrelink Loans are designed for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can loan amounts from $200 to $2,000 if you have validated and regular Centrelink income in your nominated bank account.
For new customers, if you have a lower income Centrelink benefit, your loan may be restricted to an Extra Small loan of $500 or less. Otherwise your first loan may be up to $1,000.
For existing customers with good repayment history we can loan up to $2,000 supported from your Centrelink Benefit income.
To learn more about our Centrelink Loans, click here
Hit a little snag?
You’ve just hit a snag and need a simple, small cash
loan to get you through?
This happens to everyone, but you may not have friends or family to help, no credit
card or access to a bank loan. You may just not have the time to go through all of that.
At Cash Direct, We Help, and we’ve designed products that are suited to your need.
For over 10 years, Cash Direct has been offering fast, cash loans for people with
lower incomes, part-time and casual workers, folks looking for a new job, and people
who rely on Centrelink Benefits as their primary income.
Our advice, budget well so you don’t need a loan, but when you do, you can get one
from your Cash Direct Online Loan account in minutes. We are here when you need it,
We Help!
Whichever situation you’re in, we have a loan product that can suit. If you’re on really
low income, like Youth Allowance, NewStart or Jobseeker benefits, you might need
an Extra Small Cash Loan of $200 to $500 to get you through. This has lower
payments and can be paid back in 3 months or less.
If you’ve got more income but still limited, our smaller cash loans can be up to $2,000
for existing customers and $1,000 for a new customer. These can be paid back in 6
months to free you up and get back to budgeting normally, and you can access
another small loan next time in minutes if you hit a snag down the track.
All set?Get started with your application
Why Thousands are choosing Cash Direct Loans
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
Fast. Online decisions and payments
Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.
Membership. Get your own Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
Recent Cash Loan Reviews
Our cash loans have helped thousands of people in Australia
Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!
KimEasy, efficient and great customer service!
SamanthaBecause Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.
TameikaCash Direct are easy to deal with, from the initial application process and throughout the term of the loan.
Lilian
Secure the funds you need
with the best service.
Cash loans without all the usual hassle and wait time.
Easy application with fast approval process to help you get the
funds that you need. Our Cash Direct Cash Loans aim to provide
support for those coping with sudden expenses and are designed
to offer manageable repayments over extended periods, unlike
the usual Pay Day Loan.
- 01Fill out the simple application formComplete our simple, secure application form from any device.
Assistance is readily available if you encounter any questions
or require help during the process. - 02Connect us to your bank securelyLink your bank account securely to speed up the verification
process. This step ensures your loan offer is personalized
and that your financial details are kept confidential. - 03Receive your personalized cash loan offerReview the personalized loan offer detailing amount, rates,
and terms at your convenience. Our team is ready to help
you understand and feel confident about your options. - 04Get the funds directly in your bank accountAccept the offer and receive the funds directly in your bank
account swiftly. Use the money as needed and rely on our
customer support throughout the loan's duration.
Good reasons to get a Small Cash Loan
Various Cash Loans We Offer at
CashDirect
Cash Direct provides hassle-free loans with easy applications, fast approvals, and manageable repayment plans.
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Cash Direct small cash loans in Australia.
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