Affordable Medical Loans - Apply Now
Small Cash Loans from $200 to $2,000 paid within 60 minutes
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Small Cash Loans from $200 to $2,000 paid within 60 minutes
At Cash Direct we help when you or a family member is confronted with an unexpected medical expense.
Sometimes your private health insurance or Medicare doesn’t cover the full expense of a medical procedure, and that can mean you face a significant, unexpected medical bill.
Sometimes it may be a procedure deemed optional or not urgent, but it may be something important to you that you don’t currently have the funds for.
That’s when a Cash Direct Medical Loan for as little as $200 up to $2,000 may help you. You’ll repay the Medical Loan within 6 months with affordable weekly or fortnightly repayments rather than have to pay the medical bill immediately upfront.
Examples of Medical Loans Cash Direct can offer, include:
Laser eye or optical procedure loan
Cosmetic surgery loan
Lap band surgery loan
Hip replacement loan
Hair replacement loan
IVF Treatment loan
Whatever the medical loan requirement, Cash Direct can help you with a tailored loan solution of between $200 to $2,000.
Once you’ve completed an application and been approved, a medical loan can get cash into your account within 24 hours. You’ll repay the loan over 6 months with affordable weekly or fortnightly payments.
To apply for a medical loan, simply click here to start your application.
We’ll then get in touch to finalise your application. We welcome Centrelink, single parents and pensioner applicants, and all you’ll need to get started is a current bank statement and some proof of ID, click here to learn more about the documents you’ll need.
Small Cash Loans, which include Medical Loans, can be paid within 60 minutes upon approval. Specifically, once a medical loan application is completed and approved, cash can be in your account within 24 hours.
Yes, Cash Direct welcomes Centrelink, single parents, and pensioner applicants for medical loans. They provide Cash Loans, Personal Loans, and Vehicle loans for people receiving Centrelink Benefits, though Cash Direct is not affiliated with or endorsed by Services Australia.
Medical Loans are typically repaid within 6 months with affordable weekly or fortnightly payments. You have the option to repay your loan any time without being charged additional fees, which will also reduce your overall interest and fee cost.
To get started with a medical loan application, you will need a current bank statement and some proof of ID.
For Small Loans ($2,000 or less), which include Medical Loans, an APR doesn’t apply because these loans are fee-based only.
For Medical Loans (which are Small Loans of $2,000 or less), there is an establishment fee of 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. For example, a $1,000 loan repaid over 4 months would equate to a total payable of $1,360.
Cash Direct offers Medical Loans ranging from $200 up to $2,000.
Medical Loans are designed to help with unexpected medical expenses where private health insurance or Medicare doesn't cover the full cost. They can also assist with procedures deemed optional or not urgent but important to you. Examples include laser eye or optical procedures, cosmetic surgery, lap band surgery, hip replacement, hair replacement, and IVF Treatment.
Yes, you can repay your loan any time without being charged additional fees. Repaying early will also reduce your overall interest and fee cost.
Besides Medical Loans, Cash Direct offers other loan types including Vehicle Loans, Centrelink Loans, and Visa Loans. They generally provide Small Loans of up to $2,000 and Medium Loans between $2,001 and $5,000.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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