Car Loans
Fast Approval for Disability
Car Loans with No Deposit
Car and Vehicle Loans From $2,000 to $25,000.
We could help you buy your dream car in Australia.
Fast Approval Process
All Vehicle Types
Centrelink Friendly
Car & Vehicle Loans
Faster … Disability Car Loan. No Deposit.
Cash Direct is a pioneer in fast, paperless loans. In fact, on approval, funds are transferred into your bank account in 60 seconds, any day of the week.
We now use this fast loan technology to help you with a faster Car or Vehicle Loan, 365 days a year.
We provide loans for all sorts of cars bought privately, online or through a dealer. We’ll even fund other types of vehicles from motorbikes, caravans to boats and even scooters!
When you strike a deal to purchase that perfect car or any vehicle, at the perfect price – you need a funder in your corner who can quickly wrap up the deal. Cash Direct provides a simple Pre-Approval Process so you can shop confidently for your car or vehicle. Then when you strike the deal, we can help you make the payment with confidence and speed.
If you are at least 18 years old, earn income of $500 per week, have a phone and bank account – you can get a Cash Direct loan for your next Car or Vehicle purchase, with no deposit required.
Funds in 60 seconds
On approval, any day
of the week.
Car & Vehicle Loans
Our Disability Car Loans
Apply for a Used Car Loan.
Our Cash Direct Disability Car loans are perfect for when you are ready to start shopping around for your next car. We loan from as little as $2,000, up to $25,000 for a Disability Car Loan.
While other traditional lenders may say no if you are not working, and on a Disability Pension, we aim to find a way to say yes. If we can see you are maintaining a responsible budget and have good credit history, we will find an affordable loan structure to help you secure your new or used car.
Start with a Pre-Approval so you know how much you can borrow, with loan repayments aligned with your budget. Our Specialist team can help you understand options on the term and payment schedule to meet your budget.
With a Cash Direct Loan Pre-Approval, you can shop for your car with confidence. Haggle a little – get the best car for your budget, Pre-Approved amount. You can buy online, privately or from a dealer. The key is to shop widely and avoid any middleman costs, so you can get the best deal.
Once you have agreed the deal, we’ll need a couple of things to finalise the loan:
Details of the seller, as we will typically pay the seller directly
The car registration and a photo
A link to the cars advertising feature if bought online, or details from the dealer
Once we have all this wrapped up, we’ll fund the required balance for your used car purchase, and activate your new loan. If you’d like to estimate repayments for a Car Loan try our Car Loan Calculator.
Funds in 60 seconds
On approval, any day
of the week.
What is a
Centrelink Secured Car Loan?
Our Centrelink Secured Car Loans are designed to be affordable personal loans for larger amounts of up to $5,000, for our customers on lower income or receiving all or most of their income from Centrelink Benefits. We can typically offer secured car loans from $2,000 to $5000 based on your income level, and repaid over 1-3 years. You will need to show that you have validated and regular Centrelink income in your nominated bank account, and will require owning a car that is used as loan security.
To learn more about our Centrelink Loans, click here
Why choose Cash Direct
Why Thousands
are choosing
Cash Direct Loans
Simple, fast and built around you. Designed to make borrowing feel easier, safer and more convenient.
Trusted by thousands of Australians
Real people. Real support. Real results.
01
Easy. 100% Online Process
With our easy online process and digital signing, there is no more messy paper clutter!
02
Fast. Online decisions and payments
Get a fast decision, sign online and eligible payments may be sent quickly with OSKO instant payment.
03
Membership. Get your own
Cash Direct member account.
Once you are a Cash Direct member with good payment history, you can be eligible for our Express Cash Direct loan approval process. You'll always have a back stop in your time of need.
What Our Customers Say
Recent Car Loan Reviews
Our car loans have helped thousands of people get their dream car
“Applying for a loan is very easy, no rushing to bank for statements etc. Staff are fantastic, friendly and solve any issue quickly. I love the fast track option when you are a good customer. Cannot fault!”
Kim
“Easy, efficient and great customer service!”
Samantha
“Because Cash Direct really helps those in need. Very accommodating with all the inquiries. Fast and reliable transactions guaranteed.”
Tameika
“Cash Direct are easy to deal with, from the initial application process and throughout the term of the loan.”
Lilian
Secure the funds you need
with deserved service.
Car loans without all the usual hassle and wait time.
Securing a pre-approved CashDirect Loan empowers you, providing the knowledge of your specific borrowing capacity even before you engage with a car seller. Furthermore, it provides a speedy transaction experience and alleviates concerns about car financing, ensuring a smoother, hassle-free car purchasing journey
- 01Select a budget for VehicleSet your purchase budget. Link this with your regular budget, and your needs and benefits of the Car or Vehicle.
- 02Get Pre-Approval from Cash DirectGet Pre-Approval from Cash Direct. Share your simple personal details, budget information and intended Car or Vehicle Purchase. It’s a practical and smart step in the vehicle purchasing process.
- 03Shop Around. Haggle and find your best deal.With a pre-approved Vehicle Loan from Cash Direct you can start your car hunting journey with ease. Find and lock in on the best deal for your dream car.
- 04Provide Vehicle and Seller InformationAfter selecting your dream car and finalising a good deal, provide vehicle and seller information to Cash Direct to finalise your Loan.
- 05Get your new carWe fund the loan, often directly to the seller. You drive off!
*Car loans without all the usual hassle and wait time.
Car & Vehicle Loans We Offer at cashdirect
Providing a wide variety of flexible loan options for different types of vehicles.
FAQ
Frequently Asked
Questions
Find quick answers to common questions about
Cash Direct small cash loans in Australia.
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Quick Process
Simple, fast &
hassle-free
Here to Help
Support when
you need it
- Current or recent loan history
- Your income level and ability to manage a responsible budget
- Absence of poor habits that impact your budget such as Gambling, Gaming
- Filling out our quick online application with your personnel details, some ID and required loan details such as amount and the car or vehicle you intend to purchase
- Connection with your 90 day bank account to assess your budget and ability to repay the loan
- A short call with our specialist team to confirm details and explain next steps