Bond Loans
Cash Loans from $200 to $5,000 paid within 60 minutes
Cash Loans from $200 to $5,000 paid within 60 minutes
Finding a new rental property in Australia is exciting — but the upfront moving costs can quickly add up. Rental bonds, first month’s rent in advance, removalist fees, utility connection charges, and other moving expenses can place significant pressure on your budget before you even receive the keys.
The application process is fully online and paperless, allowing you to apply from anywhere in Australia. The overall process from application to funding typically takes around 60 minutes. Once approved, eligible customers may receive funds in approximately 60 seconds via OSKO instant payment for eligible banks.
CashDirect encourages responsible borrowing and assesses applications based on individual financial circumstances and repayment suitability.
A bond loan is a short-term personal loan designed to help cover the upfront rental bond required when moving into a new property. In Australia, rental bonds are commonly equal to up to four weeks’ rent and are usually paid before tenants receive access to the property.
Bond loans can help renters manage moving costs when savings, pay cycles, or unexpected expenses create temporary financial pressure. Many Australians use bond loans to help cover rental bond payments, rent in advance, and other essential relocation costs during a move.
When your landlord or real estate agent is waiting on a bond payment and your timeline is tight, having access to a fast and straightforward lending process can make moving significantly less stressful.
Fast Funding After Approval
Once approved, eligible customers may receive funds in approximately 60 seconds through OSKO instant payment for eligible banks. This can help you pay your rental bond quickly and secure your rental property sooner.
Fully Online & Paperless
The entire process is completed online without paperwork or branch visits. Applications are available 24 hours a day, 7 days a week, including evenings and weekends.
Personalised Support
After you apply, a CashDirect team member may contact you directly to confirm your information and guide you through the process. This personalised support can be especially helpful when you're managing multiple moving-related expenses at once.
Flexible Loan Amounts
CashDirect offers loan amounts from $200 to $5,000, allowing eligible customers to apply based on their rental bond and essential moving requirements.
Early Repayment Flexibility
You can repay your CashDirect loan early at any time. Early repayment may reduce your total loan cost.
A CashDirect bond loan may assist with several essential moving-related expenses, including:
- Rental bond payments
- Rent in advance
- Removalist costs
- Utility connection fees
- Emergency moving expenses
- Temporary accommodation costs
- Storage fees
- Essential household setup costs
Borrow only what you genuinely need and can comfortably repay.
CashDirect makes it easy for eligible Australians to apply for a bond loan entirely online. The process is designed to be quick, convenient, and paperless from start to finish.
Step 1 - Submit Your Application
Complete the online application form using any device, including your mobile phone, tablet, or desktop computer. Applications can be submitted anytime, day or night.
Step 2 - Verification & Review
Once your application is received, a member of the CashDirect team may contact you to verify your information and review your financial circumstances.
Step 3 - Suitability Assessment
CashDirect reviews your current income, recent banking activity, and repayment capacity to determine whether the loan is suitable for your circumstances.
Step 4 - Loan Approval & Funding
If your application is approved, eligible customers may receive funds through OSKO instant payment for supported banks, helping you manage your rental bond and moving expenses faster.
CashDirect provides flexible loan options to support different rental and relocation needs across Australia.
Small Loans from $200 to $2,000
These loan amounts may suit renters looking for assistance with smaller bond payments or immediate relocation expenses.
- Borrow between $200 and $2,000
- Flexible repayment periods approximately between 3 and 12 months
Medium Loans from $2,001 to $5,000
Higher loan amounts may assist customers managing larger rental bonds or multiple moving-related costs at the same time.
- Borrow between $2,001 and $5,000
- Repayment terms approximately between 6 and 24 months
For some medium loan applications, additional eligibility requirements may apply, including minimum income criteria and vehicle security.
For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn’t apply. These are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
For example, a loan of $1,000 repaid over 4 months equates to a total payable of $1,360. This is comprised of $1,000
principal (the amount borrowed), $200 establishment fee, and a total of $160 in monthly fees.
For our Medium Loans between $2,001 and $5,000. The base interest rate may vary depending on the loan product. The maximum rate we use is 48% and an Establishment Fee of $400.
Terms for our Small Loans are up to 3-12 months, and for our Medium loans, it is 3-24 months. With each, you can
repay your loan any time without being charged additional fees, and it will reduce your interest and fee cost overall.
Cash Direct Pty Ltd (ACN: 129 259 605; Australian Credit Licence 393862) is a specialist in providing cash loans to its customers when they need it
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