Payday Loans within 60 minutes

Cash Loans From $200 to $2,000

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What is a Payday Loan?

A small loan is a short-term loan for $2,000 or less. They are also known as payday loans, cash loans or quick loans. The loan term is usually between 16 days and 1 year.


A payday loan is typically repaid on a much shorter term and linked to you “pay day” or the day of the week or fortnight that you receive your main regular income.

At Cash Direct our Small Cash Loan is as follows:

Loan Amount: $200 to $2,000

Term: 1 month to 6 months

Payments: weekly, fortnightly or monthly

Cost: 20% Establishment Fee and 4% Monthly Fee, applied against loan amount

Early payout fees: None

They suit those on lower income, or Centrelink Benefits who don’t need to borrow a lot and prefer to pay their loan down within 6 months

For more general information on small/payday loans look at ASIC’s MoneySmart website on Payday loans.

ASIC’s MoneySmart also has a general payday loan calculator which to can use to see the estimated cost of certain loan amounts and terms. This can be found here.


To see if you can qualify for one of our small cash loans, apply here.

All Set? Get Started With Your Application

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