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Payday Loans within 60 minutes
Cash Loans From $200 to $2,000
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What is a Payday Loan?
A small loan is a short-term loan for $2,000 or less. They are also known as payday loans, cash loans or quick loans. The loan term is usually between 16 days and 1 year.
A payday loan is typically repaid on a much shorter term and linked to you “pay day” or the day of the week or fortnight that you receive your main regular income.
At Cash Direct our Small Cash Loan is as follows:
Loan Amount: $200 to $2,000
Term: 1 month to 6 months
Payments: weekly, fortnightly or monthly
Cost: 20% Establishment Fee and 4% Monthly Fee, applied against loan amount
Early payout fees: None
They suit those on lower income, or Centrelink Benefits who don’t need to borrow a lot and prefer to pay their loan down within 6 months
For more general information on small/payday loans look at ASIC’s MoneySmart website on Payday loans.
ASIC’s MoneySmart also has a general payday loan calculator which to can use to see the estimated cost of certain loan amounts and terms. This can be found here.
To see if you can qualify for one of our small cash loans, apply here.