Loans from
$200 to
$5,000
Cash Loans
Student Loans -
Flexible Study Loans
Cash Loans from $200 to $5,000 paid within 60 minutes
100% Online
$200 to $2,000
Cash Loans
approximately 60 seconds
OSKO
1 to 12 months
Cash Loans
Loans from
$200 to
$5,000
Cash Loans
Why Choose CashDirect for Your Student Loan?
Studying in Australia can be expensive. Tuition fees, textbooks, accommodation, transport, and everyday living costs continue even while you focus on your education. CashDirect offers loans for students Australia from $200 to $5,000 for eligible Australian students who need fast and flexible financial support.
Whether you need finance for students to manage study-related expenses or are looking for a flexible personal loan for students, CashDirect provides a simple online application process with fast OSKO payments for eligible banks.
With a fully online application process and quick access to funds, CashDirect helps students manage unexpected study-related expenses. Whether you're studying at university, TAFE, a private college, or completing vocational training, CashDirect is here to help you stay focused on your studies instead of financial stress.
Finance Designed Around Student Budgets Students often rely on part-time work, Austudy, Youth Allowance, or other regular income sources. That's why CashDirect offers flexible repayment options designed to fit around your financial situation.
Students looking for loans for students can access funding options based on their circumstances. Small loans can be repaid over 1 to 12 months, while medium loans can be repaid over up to 24 months.
You can also repay your loan early at any time with no early repayment penalties, which may help reduce your overall borrowing costs.
100% Online — Apply Anytime, Anywhere The application process is fully online and paperless. You can apply from your phone, tablet, or computer at any time that suits your study schedule.There are no branch visits or lengthy paperwork required.
Funds in 60 seconds
On approval, any day
of the week.
Cash Loans
When Can a Student Loan Help?
Government programs such as HELP or HECS can assist eligible students with tuition fees. However, many important study-related expenses are not covered by these programs.
A CashDirect student loan may help when:
Your course is not HELP-eligible
You need assistance with living expenses
You're studying through TAFE or a private college
You need emergency funds between pay cycles
You need to purchase textbooks, equipment, or technology
You're an international student with regular income and an Australian bank account
Scholarship or Centrelink payments are delayed
CashDirect provides finance for students who may need support with additional education and living costs not covered by government programs.
Funds in 60 seconds
On approval, any day
of the week.
Cash Loans
What Can You Use a Student Loan For?
CashDirect student loans can help cover a wide range of study-related expenses, including:
Tuition & Course Fees
For TAFE courses, private colleges, vocational training, certifications, and short professional courses not covered by HELP.
Textbooks & Study Materials
Printed textbooks, online learning resources, workbooks, and course materials required for your studies.
Laptop & Study Technology
Many courses require access to laptops, software, or online learning tools.
Accommodation Costs
Rental bonds, advance rent payments, student accommodation setup costs, or relocation expenses.
Transport Expenses
Public transport costs, fuel, vehicle registration, bicycle purchases, or emergency car repairs.
Emergency Living Costs
Support for groceries, utility bills, or other essential living expenses during temporary financial shortfalls.
Course Equipment & Uniforms
Tools, safety equipment, uniforms, or placement-related costs for trade, healthcare, nursing, and vocational courses.
Funds in 60 seconds
On approval, any day
of the week.
Cash Loans
How to Apply - 4 Simple Steps
Step 1 — Complete Your Online Application Fill out the online application form with your requested loan amount, income details, and bank account information.
Step 2 — Application Review The CashDirect team reviews your application based on your income and recent banking activity. A team member may contact you to confirm your information and discuss your available options.
Step 3 — Receive Your Loan Offer If approved, you'll receive a clear loan offer outlining:
Repayment schedule
Total repayment amount
Loan terms and conditions
Any applicable fees
You can review everything before accepting the loan.Step 4 — Receive Your Funds Once approved and accepted, eligible payments are sent via OSKO for fast transfer to supported Australian bank accounts. In many cases, funds may arrive within approximately 60 seconds after approval.
The overall process can often be completed within around 60 minutes, depending on your circumstances and bank processing times.
Funds in 60 seconds
On approval, any day
of the week.
Cash Loans
Student Loan Options
Small Student Loans - $200 to $2,000
Small loans may suit students who need assistance with everyday study costs or emergency expenses.
Common Uses
Textbooks
Course fees
Transport costs
Emergency bills
Study equipment
Accommodation bonds
Loan Features
Loan amounts from $200 to $2,000
Typical repayment terms between 1 and 12 months
Unsecured loans — no asset required as security
Medium Student Loans - $2,001 to $5,000
Medium loans may suit larger education or living expenses.
Common Uses
Laptops and technology
Multiple course fees
Accommodation setup costs
Relocation expenses
Combined study-related expenses
Loan Features
Loan amounts from $2,001 to $5,000
Typical repayment terms between 6 and 24 months
Security may be required (commonly a vehicle)
Minimum income requirements may apply
Our team will clearly explain all requirements before you proceed.
Funds in 60 seconds
On approval, any day
of the week.
Cash Loans
Eligibility - Who Can Apply?
To apply for a CashDirect student loan, you generally must:
Be 18 years or older
Be an Australian resident or hold a valid Working Visa
Have a valid mobile number and email address
Receive a regular income
Hold an active Australian bank account
For students, regular income may include:
Part-time employment income
Casual work income
Austudy payments
Youth Allowance
Centrelink support payments
Other recurring income sources
International students with valid visas, regular income, and Australian bank accounts may also be eligible to apply.
Funds in 60 seconds
On approval, any day
of the week.